San Tan Ford

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Financing at San Tan Ford

Image of a stack of coins next to a red toy car.

San Tan Ford is the Ford dealership near Phoenix you can rely on for an inventory of new and pre-owned cars, trucks, and SUVs in Gilbert, AZ. We’re dedicated to putting you behind the wheel of your dream car, and to keeping it running smoothly and safely for years to come.

We also want to make the financing and budgeting process as easy as possible, ensuring you’re able to take home the Ford Focus or Ford Expedition as soon as today. Here are just a few terms you’ll want to familiarize yourself with before going into the financing process.

Credit: Your purchasing and repayment history that allows companies to determine if you will reliably pay your loan back.

Depreciation: The rate of a car’s lost value due to age and wear and tear.

Down Payment: The money you pay upfront when taking out a loan or lease.

MSRP: The Manufacturer’s Suggested Retail Price for your new Ford vehicle. This will likely fluctuate depending on the cosmetic and performance options you pick.

Principal: The amount of money owed on a car loan, like the kind you’ll take out for a new Ford Mustang before interest is taken into account.

Sticker Price: This is also known as MSRP.

Term: The length of the loan or lease agreement.

Upside Down: When the balance due on the car for the combined value of principle and interest is larger than the value of the car.

Fear not! San Tan Ford is here to help you navigate the best automotive financing options for your needs so you can drive home in a great vehicle from our new or certified pre-owned inventory. We offer an online loan application right on our website that lets you begin the financing process from the comfort of your own home. We also feature quick approvals, an online payment calculator, extended warranty programs, and so much more!

When it comes to new and pre-owned vehicles, expert service and car care, and financing options to fit your budget, San Tan Ford is here for you. Visit our Ford dealers serving Phoenix, AZ at 1429 East Motorplex Loop to get started!

Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Price does not include applicable tax, title, and license charges. ‡Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request, not to exceed one week.